Self Build Insurance
Simon will talk you through self-build insurance in our very first video post.
Storm Damage – Protecting your property
Here in the UK, it may feel that we don’t have the extremes of weather that some other countries around the world have. However, we do still suffer from storms, and storm damage is something that needs to be on our radar.
What Makes You A High Net Worth Individual?
The phrase ‘high net worth’ often brings images to mind of lords and ladies, millionaire bankers and celebrities. But in fact, when it comes to high net worth insurance, it’s not just the super-rich who qualify.
How Much Are Insurers Paying for Natural Disasters?
It seems that there has been an unusual number of natural disasters in the last two years or so. Hurricane Maria hit the Caribbean in September, while an earthquake in Mexico killed more than 200 people. Hurricane Irma and Hurricane Harvey were also massively destructive in different areas of the US. In other parts of the world, floods and landslides in Sierra Leone and monsoon flooding in Bangladesh were particularly dangerous. Most recently, deadly wildfires have destroyed areas outside of Athens.
Are You Making These Construction Insurance Mistakes?
When it comes to insuring your own construction business, you need to make sure you’re covered from every angle. Accidents happen, mistakes are made, and in the world of construction they can be costly. Without insurance, accidents and mistakes could end up putting you out of business.
Fit for Purpose Leadership – Volume 3
Morpheus Insurance’s very own Simon Hammond has contributed hugely to the new publication ‘Fit for Purpose Leadership – volume 3’ by writing a chapter based on his 30 years of experience in the industry and 16 years experience of running his own company.
Do You Need Legal Expenses Cover?
Home insurance is a very versatile type of cover, with a multitude of add-ons available to ensure you’re protected from a range of issues and problems. Home emergency cover, accidental damage, and even downloads insurance can all be added to home policies to provide robust protection. One home insurance add-on that many people tend to overlook is legal expenses cover. This type of cover can help ensure you’re covered if you need to go to court for any private legal reason.
Finding Insurance for a Mixed-Use Property
A mixed-use property (residential and commercial) is technically classed as a commercial investment, which means it escapes the new tax changes that have affected residential buy-to-lets. Commercial yields also tend to be higher, with longer, more secure leases that guarantee a return for a fixed time.
What You Need To Know About Home Emergency Cover
Every household has an emergency from time to time, whether it’s a broken boiler in the dead of winter or a sudden infestation that’s putting your family at risk. Though many home insurance policies do cover leaky pipes or boiler repairs
Insurance Premium Tax Increase: What Does It Mean For You?
You may not realise it, but every time you take out an insurance policy for your home, your health, your car or even a holiday abroad, you pay something called Insurance Premium Tax.