Exiting Lockdown – Is your business prepared?

The global COVID-19 pandemic has had a dramatic impact on many industries. Though some businesses have managed to keep operating throughout the pandemic, many have been forced to close their doors for the duration.

Now, with quarantine restrictions relaxing and many businesses being in a position to begin to reopen, there are many considerations and precautions to be weighed up.

COVID-19 How Your Insurance is Affected

Following the announcement on Monday evening (23rd March 2020) by the government that all non-essential retail businesses with premises should close their physical doors, we believe we should draw your attention to the Unoccupied clause that will be in all Commercial Insurance policies covering operating premises.

Storm Damage – Protecting your property

Here in the UK, it may feel that we don’t have the extremes of weather that some other countries around the world have. However, we do still suffer from storms, and storm damage is something that needs to be on our radar.

How Much Are Insurers Paying for Natural Disasters?

It seems that there has been an unusual number of natural disasters in the last two years or so. Hurricane Maria hit the Caribbean in September, while an earthquake in Mexico killed more than 200 people. Hurricane Irma and Hurricane Harvey were also massively destructive in different areas of the US. In other parts of the world, floods and landslides in Sierra Leone and monsoon flooding in Bangladesh were particularly dangerous. Most recently, deadly wildfires have destroyed areas outside of Athens.

Fit for Purpose Leadership – Volume 3

Morpheus Insurance’s very own Simon Hammond has contributed hugely to the new publication ‘Fit for Purpose Leadership – volume 3’ by writing a chapter based on his 30 years of experience in the industry and 16 years experience of running his own company.

Underinsurance and Brexit: Are You Still Covered?

Though the long-term effects of the UK’s decision to leave the European Union are still yet to become totally clear, one effect is undeniable: the referendum which took place in June 2016 has had an enormous effect on exchange rates and underinsurance.

Everything Businesses Need to Know About the New Insurance Act

Today the new Insurance Act 2015 has come into play, meaning that the rules and regulations for businesses buying insurance have changed. To make sure you stay on the right side of the new laws, this guide will provide all of the information you need to know about the Insurance Act.